Investment Strategy and Management

For individual clients, we believe that once you allocate money to meet your lifestyle needs and expected expenses, the rest should be managed with a long-term perspective with low trading activity and modest to low costs depending on your situation.

For corporate, charitable institutions, or other institutional clients, we can manage a mandate or asset allocation in the same low turnover, low-cost style. For full discretion accounts, we manage the funds in the same manner with an 8-16 year time horizon and a US-centric equity portfolio. Clients can choose from a moderate, moderate-aggressive, and aggressive allocation. The portfolios can be skewed to meet income needs or account growth targets.

Investing in mutual funds involves risk, including possible loss of principal.  No investment strategy assures a profit or protects against loss.  

Asset allocation does not ensure a profit or protect against a loss.  There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.